Endorsement 102 Special conditions concerning underground cables, pipes and other facilities

It is agreed and understood that otherwise subject to the terms, exclusions,
provisions and conditions contained in the Policy or endorsed thereon, the Insurers
shall only indemnify the Insured in respect of loss of or damage to existing
underground cables and/or pipes or other underground facilities if, prior to the
commencement of works, the Insured has inquired with the relevant authorities
about the exact position of such cables, pipes or other underground facilities and
takes all necessary steps to avoid damage to same.

Claims in respect of loss of or damage to such underground facilities which are in
the same position as shown on the underground maps (drawings indicating the
position of the underground facilities) shall be payable after applying a deductible
of 20% of the loss amount or the deductible stated under a below, whichever is the
greater.

Claims in respect of loss of or damage to underground facilities incorrectly shown
on the underground map shall be payable after applying the deductible stated
under b below.

The indemnity shall in any case be restricted to the repair costs of such cables,
pipes or other underground facilities, any consequential damage and penalties
being excluded from the cover.

Deductibles: a) 20% of the loss amount, minimum any
one occurrence

 b)